Fifth Third Bank is pleased to offer the Bar Study Loan which helps finance bar exam costs, such as bar review course fees, bar exam deposits and fees, as well as living expenses.

Download an application for the Bar Study Loan:

Eligibility

• You may apply for a Bar Study Loan if you are enrolled at least half time in your final year of study at an ABA-accredited law school, or have graduated from one within the last 12 months.
• You must be sitting for the bar exam no later than 12 months after graduation.
• You must be a U.S. citizen or a non-citizen permanent resident without conditions and with proper evidence of eligibility, or an international student borrowing with a creditworthy cosigner who is a U.S. citizen or non-citizen permanent resident.
• You must meet current credit and other eligibility criteria.

Benefits

• Pricing that rewards creditworthy borrowers.
• Applying with a creditworthy cosigner may help you qualify and/or receive a lower interest rate.
• Borrowers may apply for a cosigner release after successful completion of their education.¹
• A 0.25 percentage point interest rate reduction is available for automatic debit.²

Features

• 24/7 online account management.
• Combined billing is available for Sallie Mae^®-serviced student loans. Some restrictions may apply.
• There is no prepayment penalty.

Loan terms

Loan limits

You may borrow a minimum of $1,000 up to a maximum of $15,000.

Interest rate

• Applying with a creditworthy cosigner may help you qualify and/or receive a lower interest rate.
• The Bar Study Loan has interest rates that reward good credit. Interest rates are variable and reset monthly based on the one-month LIBOR Index.

Fees

• Disbursement fees are 0% to 5%.
• No repayment fee.

Repayment

• Flexible repayment options are available.
• Prepay your loan at any time without penalty.

Legal

Bar Study Loans are funded by Fifth Third Bank.

¹In order to qualify the borrower must have successfully completed school, made twelve consecutive on-time principal and interest payments, meet age of majority requirements, and meet the underwriting requirements when the request for cosigner release is processed. The
borrower’s account must remain current until the request for cosigner release is processed and the borrower must be a U.S. citizen or permanent resident at the time the cosigner release is processed. For more information on cosigner release, please visit SallieMae.com/Cosigner.

²The automatic debit benefit is available for as long as the borrower's monthly payment amount is successfully deducted from the borrower's bank account. Borrowers can elect to make payments via automatic debit through Sallie Mae's online account management system. This benefit lowers the borrower's interest rate but does not change the amount of the monthly payment. This benefit is suspended during periods of forbearance and certain deferments.

Bar Study Loans are funded by Fifth Third Bank. Borrower benefit information is valid as of October 25, 2011. All loans subject to credit review and approval.

FIFTH THIRD BANK RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BORROWER BENEFITS (INCLUDING INTEREST RATE REDUCTIONS) AT ANY TIME WITHOUT NOTICE. APPLICANTS SHOULD CHECK THE FIFTH THIRD WEBSITE CLOSE TO THEIR LOAN APPLICATION DATE AND AGAIN PRIOR TO DISBURSEMENT TO OBTAIN THE MOST UP-TO-DATE INFORMATION REGARDING PRODUCTS, SERVICES, AND BORROWER BENEFITS.

Fifth Third and Fifth Third Bank are registered service marks of Fifth Third Bancorp. Sallie Mae and Bar Study Loan are registered service marks of Sallie Mae, Inc. SLM Corporation and its subsidiaries, including Sallie Mae, Inc., are not sponsored by or agencies of the United States of America. ©2011 Sallie Mae, Inc. Fifth Third Bank, Member FDIC. Fifth Third Bank, Member FDIC. Equal Housing Lender