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Borrowing Wisely
College Guide

The ABCs of Borrowing Wisely

Knowing and understanding how to borrow wisely can help keep paying for college as easy as A-B-C.


Always take advantage of free money such as grants and scholarships, before taking out a loan to pay for college.

Be sure to maximize your Federal Stafford Loan eligibility, as federal student loans generally have lower interest rates than private student loans.

Consider alternative or private student loans only after all federal money options have been exhausted.

Other Materials

College GuideFifth Third College Guide: Financial Aid Information for Students and Parents (PDF, 452 KB)

All loans subject to credit review and approval.